Thoughts

  W hich is more damaging to the world the "disease Covid " or "Fear of Covid " ? Human psyche is always to fear something we don't know, its historic, it has been repeated and we are living in it right now. World needs to come out of fear and stand on its toes and fight back ! The immediate reflex for a human mind is to seek protection from harm , in this case funny that it's a biological virus not even visible to our eyes. The below chart is an example of how much the fear has gripped  policy making. The daily Covid cases are used as a benchmark in deciphering meaning out of  the unemployment rate. Pandemic payrolls                                                                                                       ...

  "Long years ago, we made a tryst with destiny; and now the time comes when we shall redeem our pledge, not wholly or in full measure, but very substantially. At the stroke of the midnight hour, when the world sleeps, India will awake to life and freedom."- Nehru. Happy 74th Independence Day .

I have to admit that this is not a perfect scenario but something which i found by trial and error is the best recession proof portfolio. I recommend mutual funds over buying shares reason being a more diversified approach reduces risk and also the fall on a recession or unforeseen. Though you would be wondering what's there to discuss in investing if its just mutual funds involved just finding any mutual fund is enough right as risk is already managed . That could be right but will be long term investment positive but on a short term and for people who cannot get the kick to invest if they see there investments falling below market rates then building a recession proof portfolio comes into play . So how do we build one in the Indian Context ? Ideally find a few funds with your AMC, in this case I am choosing the funds with SBI AMC and ICICI AMC  in the below criteria Low Risk Strategy  - (Cannot see fund value going down for more than 6 months ) Historical ...

T his decade is going to be Asia's nobody doubts that.Question many people have in their minds is is it going to be India or China who is going to lead it. China seems to be obvious answer lets explore further. The two neighbours are relatively friendly in history and is not in a race per se and haven't fought many battles face to face ,but a race is not only the one you join its also the one you are pulled into. So let's explore this topic and see who is going to win it or possibly whose decade is it going to be? China's GDP as of May 2018 is 13.6 trillion and India is 2.719 trillion dollars. China achieved fast growth from 1978’s onwards and India opened up its economy only in 1990. If we look at the growth rates China has more impressive growth rate than India and has an advantage that it opened up earlier and its autocratic leadership with few civilian rights meant changes were imposed without questioning. India on other hand is a democracy and this has ...

S ocialism is on a decline globally, it's a common belief nowadays that better economic growth was always better with Capitalism. United States is a capitalist economy and the original one in fact. China was a communist country after following a closed economy for many years it opened its markets and economy to the capitalists.China preferred to call it socialism but its still debatable as its a mix. What is socialism then any examples of true  socialism ,its hard to come by India was a socialist country for much until 1990 .Almost all of the communist countries have adopted some form of socialism as there core ideology . So which one is better ? If we look at the most developed countries they are all capitalist. If we look HDI then also capitalist countries are better . So here is the question should development be measured in HDI or SDI ? SDI is a relatively new concept.What is ...

The current clamour when GDP growth rates fell on first quarter 2020 , should be studied psychologically as a case study on how fast we forget our history. 🤷‍♂️ There is no bigger disaster to indian economy than the 50 years of rule of the congress party. How ironic when in 1990's under economic distress and world bank pressure on loan repayments clauses India was forced to open its economy this man who was the puppet in action role 🤭 yeh Manmohan Singh became sudden economic genius for the Congress Bhakts [ currently facing extinction 😂]. If u ever wondered what’s a better joke than Rahul Gandhi this is 👏 Does it actually matter he was just cleaning his own party's policy disasters 🤷‍♂️ What about the 50 years we lost because of Nehru families socialistic influences and copying soviet policy obsession?  Let’s blame it on vodka hangover for congress and Nehru  😂.The Gandhi families Socialist leaning did India more harm than any government or country ever did. Fo...

Why should anyone search for logic in citizen amendment act protests ?🤷‍♂️ it’s the same always blind hatred for BJP. First time India took an important step to stop the illegal immigrants. Which country allows that ? US recently closed there borders to Syria refugees and specifically one community ,Germany closed its borders ,France banned refugee camps and veils from public places no protests by our democracy lovers or our elite secularism loving students , when India takes a step in checking illegal immigrants its anti minority and all sorts of anti socials get in action role 😇 The reason is simple in India in the name of protests any body can raise there voice, burn buses and disrupt public life , it’s all for the sacred secularism which congress recollects at the time of elections or when they are in opposition 😋 The government should have first passed a bill to detain these hot heads who target public property and disrupt life🤦‍♂️ Also the secularism lovers aka congress par...